Math4Finance.com is Math for Financial Matters
The financial math of everyday life is based on standard financial formulas and financial equations. You may purchase a home, buy a CD, invest in bonds, or plan your retirement. These financial transactions involve numbers that may seem complicated. They are all based on financial formulas.
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The finance guy at the car dealer has fingers that fly clickety-click over his calculator's keypad as he finds a number that will make him a profit and make you happy (or at least willing to sign the purchase agreement). He's doing no magic. His calculator is programmed with the financial formulas he needs. He simply enters the numbers for the length of your loan, plays with an interest rate that allows him to make a profit, and tweaks the purchase price. His calculator uses standard formulas and kicks out your monthly payment before you can think of the square root of 9. He did no magic.
You can do the same thing with a pencil and pad, a financial spreadsheet, a handheld calculator or with financial software on your computer.
In fact, if you will do the math before you arrive at a dealership, your prior knowledge of financial math and possible loans will give you a unique advantage over the finance guy.
Math4Finance.com offers a simple library of financial formulas, financial equations and economic equations you can use in your everyday life to get a handle on the financial transactions which occur around you.